Money moves into a trading account through a payment method in your own name, such as a bank transfer or a card, and comes back out the same way. Brokers generally return withdrawals to the method used to deposit, up to the amount deposited, because anti-money-laundering rules require funds to go back to their source. Withdrawals are paid from free margin, and the account must be verified before the first one.
Key takeaways
- Deposits and withdrawals must use payment methods in the account holder’s own name.
- Withdrawals usually go back to the deposit method first, up to the amount deposited; profits above that normally go by bank transfer.
- Only free margin can be withdrawn; money supporting open positions cannot.
- Total time is the broker’s processing time plus the payment provider’s time.
- An unverified account can usually deposit but not withdraw.
| Methods at Marketsall | Bank transfer, cards and selected e-wallets |
|---|---|
| Minimum deposit | Shown in the client area for each method |
| Deposit fee | Shown per method in the client area |
| Withdrawal processing | Within one business day, plus the provider’s time |
| Withdrawal rule | Back to the deposit method first, then by bank transfer |
| Before the first withdrawal | Account verification must be complete |
How money moves in and out
| Method | Deposit speed | Withdrawal speed | Things to check |
|---|---|---|---|
| Bank transfer | 1–3 business days; same day for some domestic schemes | 1–5 business days | Correspondent bank fees on international transfers |
| Debit or credit card | Usually instant | 3–10 business days, as a refund to the card | Card must be in your name; some issuers treat deposits as cash advances |
| E-wallet | Usually instant | Often within 24 hours once processed | Wallet must be in your name; wallet fees |
| Local payment schemes | Often instant | Varies | Availability by country |
Methods and limits available to you depend on your country and are shown in the client area.
Why withdrawals go back to the same method
Anti-money-laundering rules require a broker to be able to show where money came from and where it went. The simplest way to do that is to send funds back along the route they arrived: if you deposited $500 by card, the first $500 you withdraw is returned to that card. Amounts above what you deposited, such as profits, are then usually paid by bank transfer to an account in your name. If you used several methods, withdrawals are typically split in proportion to what each method deposited.
| Step | Amount | Where it goes |
|---|---|---|
| Deposited by card | $500 | Into the trading account |
| Deposited by bank transfer | $1,000 | Into the trading account |
| Balance after trading, all withdrawn | $1,900 | Split as below |
| Withdrawal, part 1 | $500 | Back to the card, as a refund |
| Withdrawal, part 2 | $1,000 | Back to the bank account used |
| Withdrawal, part 3 | $400 | Profit, by bank transfer in your name |
How long a withdrawal takes
- Request. Submitted from the client area, for an amount no larger than free margin.
- Checks. The broker confirms the account is verified, the method is in your name and nothing else is outstanding.
- Processing. The broker releases the payment. Usually within one business day.
- Provider time. Your bank, card issuer or wallet credits the money, which can add several business days.
| Cause | What to do |
|---|---|
| Account not fully verified | Complete the documents in documents to verify a trading account |
| Amount larger than free margin | Close or reduce positions first; see how to calculate margin on MT5 |
| Name mismatch on the method | Use a method in the account holder’s own name |
| Card deposit refund window expired | The balance is sent by bank transfer instead |
| Weekend or public holiday | Processing resumes on the next business day |
Withdrawals and open positions
Only free margin can be withdrawn. If you have open positions, withdrawing reduces equity and raises the risk of a margin call. Check the margin level before and after in the Trade tab; the terms are explained in balance vs equity vs free margin and margin call vs stop out level. Fees that are not part of trading, such as conversion charges, are covered in inactivity fees and non-trading costs.
Common mistakes to avoid
Depositing with someone else’s card or account. Third-party payments are refused and can delay everything.
Withdrawing money that supports open trades. It can push the account towards stop-out.
Ignoring currency conversion. Depositing in a different currency from the account can cost twice, in and out.
Waiting to verify until you want to withdraw. Verify at the start.
Risk warning. Trading CFDs carries a high level of risk since leverage can work both to your advantage and disadvantage. As a result, the products offered on this website may not be suitable for all investors because of the risk of losing all of your invested capital. You should never invest money that you cannot afford to lose, and never trade with borrowed money.
Frequently asked questions
Why do I have to withdraw to the same card I deposited with?
Anti-money-laundering rules require funds to be returned to their source. Brokers therefore refund card deposits back to the same card, up to the amount deposited. Any profits above that are normally paid by bank transfer to an account in your name.
How long does a withdrawal from a trading account take?
It is the broker’s processing time plus the payment provider’s time. E-wallets are often fastest, bank transfers usually take one to five business days and card refunds can take several business days to appear.
Can I withdraw while I have open positions?
Yes, but only up to your free margin. Withdrawing reduces equity, which raises the margin level risk on the positions that remain open.
Why is my withdrawal pending?
The most common reasons are incomplete account verification, a payment method not in your name, an amount larger than free margin, or a weekend or holiday delay.
Related reading
Keep a record of every deposit
Log each deposit's method, amount and currency as you make it, so a later withdrawal split is easy to check, and read the KYC and AML policies before your next deposit.
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